*Product Name: "401K.O. Swimbait"**  
(*Clear/Green Color-Shift Mica - The Retirement Plan for Bass*)  
 
 
### **Description:**  
(5pc) (3.3")
Your favorite bass just **worked 40 years** to get fat... and you're about to **liquidate its assets**. The **401K.O. Swimbait** is a **clear-bodied, green mica color-shifting menace** that makes fish strike like they’re trying to **cash out early**. Designed for anglers who treat fishing like a **hostile corporate takeover**, this bait doesn’t just catch fish—it **fires them from the lake**.  
 
### **Why Fish Can’t Resist (Even With a 10% Penalty):**  
 **"Stock Market Glow-Up"** – The **clear/green mica body** shifts from **stealthy to flashy** like a **pump-and-dump scheme**, triggering reaction strikes from even the most **risk-averse bass**.  
 **"Diversified Action"** – Thumps on a fast retrieve, **dies like a bad investment** on the pause, and **pumps back up** like a meme stock.  
 **"Early Withdrawal Penalty"** – Salt-infused plastic **tastes like a golden parachute**, ensuring they **hold on too long**.  
 
### **How to Exploit the System:**  
- **"Aggressive Growth" Retrieve** – Burn it through grass like a **day trader on Adderall**.  
- **"Bear Market Twitch"** – Let it sink near docks like a **failing IPO**, then set the hook like a **SEC investigation**.  
- **"Recession-Proof Drag"** – Slow-hop it like a **bailout request** for smallmouths.  
 
### **Warning:**  
 **Not responsible for:**  
- **Bass filing for unemployment**  
- **Your fishing buddies demanding a 401(k) match**  
- **Spouse questioning why you "invested" in 30 packs**  
 
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*"They bite. You set the hook. They regret their life choices. That’s how* **retirement planning** *works."*